There is no point making a claim against a man of straw.

That is to say, don’t make a claim against someone who has no money or no insurance, unless it is a road traffic accident claim in which case the Motor Insurers Bureau (MIB ) will deal with the claim on behalf of the uninsured driver. The simple reason for this is that you, the Claimant, want to get paid your damages, and we, the solicitors, want to get paid for our time. If neither is going to happen, even if the claim succeeds, you won’t get what the law sees as justice and we will go out of business!

The only exception to this rule is the Motor Insurers Bureau (MIB). Something like 15% of drivers do not have motor insurance. The MIB exists to pay out damages to the victims of uninsured drivers. So even if the person responsible for a road traffic accident is a liar and a cheat, or if simply forgot to renew their motor insurance, you will still be able to recover damages for injuries and financial losses.

Article posted on Wednesday, February, 9th, 2011 at 3:23 pm

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